Top 4 Questions Our Firm Gets Asked About Car Accidents
You might not realize how many questions can arise regarding a car accident, until you are considering how to navigate your own. In this guide, we have compiled the most commonly asked questions regarding New Jersey car accidents.
Here are a few of the top:
What Are New Jersey Auto Accident Laws?
The state of New Jersey is a no-fault auto insurance state. This means that regardless of who is responsible when an auto accident occurs, each driver will report the accident – and any damages – to their own insurance company. If you require any emergency or ongoing medical care, your insurance company will also cover these costs.
What Happens If the Other Driver Doesn’t Have Insurance?
An uninsured driver can complicate things, but only if the damages and injuries were severe. Because you will turn to your own insurance provider to cover your initial costs, it may not affect you that they do not have insurance. However, if your injuries or damages are severe and exceed your policy limits, then you may need to go after the responsible driver with a third-party personal injury lawsuit.
How Long Do I Have to File a Personal Injury Claim?
New Jersey imposes a few timelines on how long you have to report a car accident. If there is significant damage or passenger injuries, it is best to report it immediately. Otherwise, you have 10 days from the accident to report the incident to the state, if the police were not called immediately. You will report the accident using the New Jersey Motor Vehicle Commission Motor Vehicle Accident Report.
If your injuries or costs exceed the compensation available through your insurance provider, then you may decide to file a lawsuit against the responsible driver. In this case, we have just two years from the date of the accident to file a lawsuit. It is important to note, however, that it can take some time for your car accident lawyer to fully build your case. So, if you plan on filing a lawsuit, it is best to reach out to a lawyer as soon as possible.
Who Decides Which Driver Is At-Fault?
There are often a lot of disagreements following a car accident as to who is to blame. It is not always easy to determine who is at fault, simply by looking at the initial crash. Additionally, just because the police report determines who the at-fault driver is, this does not necessarily mean that it is final. They may not have all of the information or they may misjudge who is responsible.
Work With an Experienced Atlantic City Car Accident Lawyer Today
Our lawyers will help you evaluate the details of your case and determine who is responsible. We will do this by collecting evidence like the police report, photographs, or videos from the accident, witness reports and your own account of what happened. We will also assist you in filing your claim with the local courts and then pursuing compensation for damages.
Contact a Hamilton Personal Injury Lawyer to Discuss Your Car Accident Case in New Jersey
Did you or a loved one sustain serious injuries due to a car accident in New Jersey? Don’t let the medical bills pile up while you wait for the negligent party or their insurance company to do the right thing. Right now, you need an aggressive personal injury attorney on your side, fighting to get you the compensation you need, want, and deserve. The skilled attorneys at the Law Offices of Richard A. Stoloff represent clients injured because of a car accident in Egg Harbor, Atlantic City, Galloway Township, Hamilton, and throughout New Jersey. Call (609) 601-2233 or fill out our online contact form to schedule a free consultation about your case. We have an office conveniently located at 605 New Road, Linwood, NJ 08221, as well as an office in Philadelphia, PA.
The articles on this blog are for informative purposes only and are no substitute for legal advice or an attorney-client relationship. If you are seeking legal advice, please contact our law firm directly.