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Every driver in New Jersey is required to have sufficient car insurance. Failing to carry the state’s minimum insurance can lead to traffic violations and personal liability if you’re in an accident. Learn everything you need to know about auto insurance coverage in New Jersey, including state minimums and important steps to take following a car accident. New Jersey’s Minimum Insurance Requirements All drivers in New Jersey must carry the following minimum insurance:...

Car accidents caused by distracted drivers continue to increase year after year. As people become increasingly reliant on their smartphones, they’re more likely to use them while also driving a vehicle. Other distractions can also lead to car accidents, including programming your navigation system or reaching into the backseat to grab an item. While answering a text message or making a phone call may seem innocent enough at first, it can present a dangerous risk...

Slip and fall accidents may be more common than you think. Some slip and fall accidents are minor, leading to aches and pains, and a few bruises. Other slip and fall accidents, however, can be much more severe, leading to painful, broken bones or chronic head, back, and neck pain. Learning the most common causes can help you avoid a painful accident. What is a Slip and Fall Accident? A slip and fall accident...

Back-to-school season is upon us. By now, most families have begun to adjust to the early morning drop-off and late afternoon pickups. School zones can be busy and hectic as families drop their kids off at school. Many schools have tried to adjust to these risks by implementing strict rules. However, school zone safety is still a priority, and here are a few tips: Be Aware of Pedestrians It’s better to assume that...

If you’re injured in an accident, chances are, you have a lot of expenses. You may have high medical bills or vehicle repair costs. If you’re unable to work, you may find it difficult to keep up with your usual household costs, as well as these bills. One of the best ways to collect the funds you need to deal with these costs is through a personal injury claim. What is a Personal Injury Claim?...

With the holidays right around the corner, you may have travel plans already lined up. Some of these holiday plans may include hotel stays. While staying in a hotel should be enjoyable, it can come with a few risks. You rely on the hotel staff to properly maintain the hotel so that it’s safe for you and your family. When they fail to do this and an injury occurs, it’s important to know which steps...

There are a lot of things to do following a car accident. In addition to filing a police report, notifying your insurance company of the accident, and receiving any medical care you may need, you may also consider a car accident attorney. Learn when you may need a car accident attorney and how to choose the right one. What Does a Car Accident Attorney Do? Knowing what a car accident lawyer does can...

Hiring a car accident attorney can be a good decision when navigating a car accident case. One of the first steps when hiring a car accident attorney is to meet with potential lawyers through an initial consultation. Bringing certain documents to your initial consultation can give your lawyer the information they need to determine if you have a case. Make sure to bring these 10 critical documents to your initial consultation: Insurance Information...

The rate of bike accidents increases in the summer months, not just in New Jersey but all over the country. Bicycling is a common form of exercise and method of transportation for many during summer, but the increase in activity can lead to more accidents. Common Causes of Summer Bicycle Accidents Here are the four most common reasons why there are more bicycle accidents in the summer months: 1. An Increase in Bicyclists...

Summer is a time for sunshine and vacations. However, many people aren’t aware that summer also brings with it an increase in accidents. Understanding the top summer accidents can help you and your family stay safe. Most Common Summer Accidents These are the top six summer accidents: Car Accidents With more drivers on the road during the summer months, there is a significant increase in car accidents. Teens are out for summer...